This Privacy Policy explains how information is collected and used through this website (the "Site"), the professional website of Michael Cornachio, a licensed mortgage loan originator and Branch Manager with All Western Mortgage Inc. ("AWM"), Individual NMLS #287174. By using this Site, you agree to the practices described below.
1. Information We Collect
Information you provide. When you complete a contact or request form, call, text, or email, you may provide your name, email address, phone number, and any details you choose to share about your home-financing goals. You are not required to submit sensitive financial information through this Site; please share such details only through the secure application process AWM provides.
Information collected automatically. Like most websites, this Site may automatically collect technical information such as your browser type, device, IP address, referring page, and pages viewed, through cookies and similar technologies.
2. How We Use Your Information
- To respond to your inquiries and provide information about loan programs.
- To follow up with you about your home-financing questions.
- To operate, maintain, and improve the Site.
- To comply with applicable laws, regulations, and industry requirements.
3. Communications Consent
By providing your phone number and requesting contact, you consent to be contacted by phone, text message (SMS), and/or email regarding your inquiry. Message and data rates may apply, and message frequency varies. Consent is not a condition of any purchase or service. You may opt out at any time by replying STOP to a text message or asking to be removed from future communications.
4. How We Share Information
We do not sell your personal information. We may share the information you provide:
- With All Western Mortgage Inc. in order to respond to, refer, or process your inquiry or loan request.
- With trusted service providers who support this Site (for example, website hosting, form delivery, and analytics), who are permitted to use the information only to perform services on our behalf.
- When required by law, regulation, subpoena, or to protect legal rights.
5. Cookies & Analytics
This Site may use cookies and analytics tools (such as web analytics services) to understand how visitors use the Site and to improve it. You can control or disable cookies through your browser settings; some features of the Site may not function properly if cookies are disabled.
6. Data Security
We take reasonable measures to protect the information collected through this Site. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
7. Your Choices & Rights
You may opt out of marketing communications at any time. Depending on your state of residence, you may have additional rights regarding your personal information — such as the right to request access to, correction of, or deletion of certain data. Nevada and California residents, among others, may have specific privacy rights under state law. To make a request, contact us using the information below. As noted above, we do not sell personal information.
8. Third-Party Links
This Site may link to third-party websites, including AWM corporate resources and NMLS Consumer Access. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any site you visit.
9. Children's Privacy
This Site is intended for adults and is not directed to children. We do not knowingly collect personal information from anyone under the age of 18.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date.
11. Contact Us
Questions about this Privacy Policy may be directed to:
Michael Cornachio, Branch Manager · NMLS #287174
All Western Mortgage Inc. · Corporate NMLS #14210
8345 W. Sunset Road, Suite 380, Las Vegas, NV 89113
Phone: 702-622-4979 · Email: mcornachio@allwestern.com